By Find Attorneys Editorial Team | Last reviewed: October 2026
Snapshot
- Who: Lawrence A. Kajy, Esq., founder and managing attorney of Kajy Law Firm, PLLC
- Where: Southfield, Michigan, serving accident victims across the state
- Focus: Motor vehicle accident claims only: car, truck, motorcycle, bus, rideshare, taxi, hit-and-run, and deer crashes
- Admitted: State Bar of Michigan (2016) and the U.S. District Court for the Eastern District of Michigan
- Education: B.A., Wayne State University (2013); J.D., University of Detroit Mercy School of Law (2015)
Most lawyers learn Michigan’s no-fault system after they start taking accident cases. Attorney Lawrence A. Kajy, Esq. went the other way. As a law student at the University of Detroit Mercy, he wrote a law review article on where the state’s no-fault law was heading and what changing it would cost injured drivers. A few years later, he opened a firm that handles nothing but motor vehicle accident claims.
That narrow focus is the thread running through his career. This profile covers how he got there, two results from his firm’s published case record, and what anyone hurt in a Michigan crash should know before they call a lawyer.
He Studied No-Fault Before He Practiced It
Kajy grew up in Michigan and earned his undergraduate degree at Wayne State University before enrolling at UDM Law. There, he joined the Law Review and published “The Future of Michigan’s No-Fault Act: Assessing the Devastating Impact of Change.” He also competed in moot court and earned a Pass with Distinction.
He picked up book awards for the highest grades in Corporate and Partnership Tax and in the Veterans Law Clinic, and he served as Director of Academic Affairs for the Arab and Chaldean Law Student Association. He was admitted to the Michigan bar in 2016.
The timing of that article is worth noting. Kajy wrote it years before the Legislature overhauled the no-fault system in 2019, at a time when the debate over unlimited lifetime medical benefits was still building.
Why That Background Matters After the 2019 Reform
Michigan crash claims usually run on two separate tracks, and many people don’t realize it until they’re in the middle of one.
The first track is personal injury protection (PIP), paid by the injured person’s own auto insurer regardless of who caused the crash. Since July 2020, drivers have been able to choose their PIP medical coverage level instead of carrying unlimited benefits by default, as the state explains in its auto insurance FAQ. The coverage level someone picked when they bought their policy can shape their entire recovery.
The second track is a lawsuit against the at-fault driver. Under MCL 500.3135, that claim for pain and suffering is available only if the injured person suffered death, serious impairment of body function, or permanent serious disfigurement. The same statute bars noneconomic damages for anyone found more than 50% at fault.
Deadlines differ too. A PIP lawsuit generally has to be filed within one year of the accident unless the insurer received written notice or already paid benefits, and even then, recovery reaches back only one year, under MCL 500.3145. A negligence lawsuit against the other driver generally has three years under MCL 600.5805. Missing the shorter PIP deadline is one of the most common and costly mistakes.
Two Results From the Firm’s Case Record
The firm publishes a list of its Michigan accident settlements. Two entries show the kinds of cases this practice is built around.
In the largest, a woman was hit in a T-bone collision that sent her into emergency labor. The case resolved for $2,517,178.28. A crash like that can produce two layers of harm at once: the mother’s own injuries and medical care, and the frightening uncertainty of an early delivery. Both have to be documented carefully for the claim to reflect what actually happened.
In another, a driver was rear-ended by a semi-truck and suffered several injuries, and the case resolved for $2.2 million. Truck cases tend to involve commercial insurance policies, company records, and more than one potentially responsible party. That is a different investigation from a typical two-car collision.
Past results do not guarantee similar outcomes. Every claim depends on its own facts, insurance coverage, and injuries.
One Practice Area, Many Kinds of Crashes
Kajy limits his practice to motor vehicle accidents, but the claims inside that category vary more than people expect.
- Truck and bus crashes. Commercial carriers, larger policies, and federal safety rules often come into play.
- Uber, Lyft, and taxi collisions. Coverage can depend on whether the driver was logged into the app, carrying a passenger, or off duty.
- Hit-and-run crashes. With no driver to pursue, recovery may depend on the victim’s own PIP and any uninsured motorist coverage they bought.
- Deer-vehicle crashes. These are common in Michigan, and because no other driver is at fault, the claim usually runs through the injured person’s own insurer.
- Motorcycle accidents. Riders face injuries that are often severe, along with different PIP coverage rules than car occupants.
Many of these crashes trace back to a handful of familiar driver errors. Our overview of the most common causes of road accidents breaks those down.
Recognition From Peers
Super Lawyers has named Kajy a Rising Star every year from 2021 through 2026, according to his Super Lawyers profile. The National Trial Lawyers selected him for its Civil Plaintiff Top 40 Under 40 list for Michigan in 2024 and again in 2025, which DBusiness reported is based on peer nominations, third-party research, and trial results. He is a member of the Michigan Association for Justice and has been featured by HOUR Detroit and Detroit Legal News.
Keeping Clients in the Loop
Ask accident clients what frustrated them most about a past lawyer, and the answer is usually silence: unanswered calls and no idea where the case stands. Kajy has said he learned from his father to always strive for excellence, and the firm’s reviews suggest that includes communication.
One client, Alfreda D., wrote that the firm “always kept me informed” and “always took time out to walk me through any questions or issues.” For someone juggling medical appointments, missed work, and insurance calls, that kind of regular contact matters.
Away from the office, Kajy spends his time with family, on the golf course, fishing, and watching football.
Before You Call a Lawyer After a Michigan Crash
- Notify your insurer in writing. Report your injury to your own auto insurer in writing as soon as you can. That notice protects your PIP claim under the one-year rule.
- Find your policy. Pull out your declarations page. Your PIP medical limit and whether you bought uninsured motorist coverage will shape your options.
- Be careful with recorded statements. The other driver’s insurer may ask for one early. Read about the risks of giving a recorded statement after a car accident before you agree; the dynamics are similar across states.
- Keep your medical records consistent. Whether your injuries meet the serious-impairment threshold depends largely on medical records, so follow through on treatment and keep copies.
Disclaimer
This article is for general information only and is not legal advice. Reading it does not create an attorney-client relationship with Find Attorneys, Lawrence A. Kajy, or Kajy Law Firm, PLLC. Case results described here come from the firm’s published settlement list. Past results do not guarantee similar outcomes, and every case depends on its own facts. Michigan no-fault rules and deadlines can change, so speak with a licensed Michigan attorney about your situation. Find Attorneys is an attorney directory, not a law firm.
About the Featured Attorney
Lawrence A. Kajy, Esq. is the founder and managing attorney of Kajy Law Firm, PLLC in Southfield, Michigan, where he handles motor vehicle accident claims exclusively. A graduate of Wayne State University and the University of Detroit Mercy School of Law, he published law review research on Michigan’s No-Fault Act before entering practice in 2016. He has been named a Super Lawyers Rising Star and to The National Trial Lawyers Top 40 Under 40 for Michigan.
