Gillespie & Murphy, P.A. is a law firm dedicated to providing high quality legal representation for bankruptcy matters. The company has been in practice since 1994 and is backed by our Christian faith and a proven record of success. Gillespie & Murphy, P.A.  handle bankruptcy matters for individuals, families, and business owners throughout Eastern North Carolina from our offices in Greenville, Jacksonville, New Bern, and Wilmington.

The Chapter 13 process helps individuals and families restructure their debts, avoid foreclosures, and manage their spending. An attorney at Gillespie & Murphy can guide you through the Chapter 13 bankruptcy process.The company provides free consultations to determine eligibility for bankruptcy, offers 24/7 access to an attorney via phone or chat.

Gillespie & Murphy, P.A.

320 Middle Street, New Bern, NC 28560

(252) 636-2225

gmnewbern

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Gillespie & Murphy, P.A., is a law firm with offices in New Bern, Wilmington, Jacksonville, Greenville that provides legal representation for Chapter 13 bankruptcy cases. The company’s attorneys provide customers with personalized guidance through the Chapter 13 process to help them restructure their debts and avoid foreclosure of their property.

Gillespie & Murphy, P.A. is a full-service law firm in Eastern North Carolina providing personalized legal solutions to individuals and small businesses across the region. Gillespie & Murphy, P.A.  help people who are overwhelmed by debt or other legal matters, such as bankruptcy, foreclosure, creditor harassment and more.

Gillespie & Murphy, P.A.

321 North Front Street, Wilmington, NC 28401

(252) 636-2225

gwilmington

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Is a debt collector harassing you with letters and rude phone calls? Are you facing a foreclosure on your home, or is your vehicle about to be repossessed? Are your obligations mounting, but you can’t even pay your monthly bills? These types of credit and debt difficulties are the last thing you and your loved ones need, but thousands of families in North Carolina – families like yours – face the same credit and debt difficulties. In many cases, the only way to resolve something with a creditor or a collection agency is to take the matter to a North Carolina bankruptcy attorney – an attorney at Gillespie & Murphy.

Who We Are

At Gillespie & Murphy, we are a Christian law firm dedicated to helping individuals and business owners throughout North Carolina find debt relief through bankruptcy. Our mission is to help those struggling with debt obtain peace of mind and a fresh financial start. We provide the complete range of bankruptcy services, and we guide individuals, families, and business owners through the complicated and often-confusing bankruptcy process. Financial distress is both physically and emotionally exhausting. We help you relieve your financial distress so that you can get back on a positive financial footing – and regain a positive outlook on life.

Our motto is simple: We listen, never judge. All of us at some point have experienced financial turmoil one way or another. If you are behind on credit card bills, mortgage payments, auto loans, or any other type of debt, reach out to us. Let our team of skilled North Carolina bankruptcy attorneys help you find the personalized solution that best fits your circumstances. Finding a team of attorneys who have helped others in similar situations is a reassurance that your case is in good hands.

The attorneys at Gillespie & Murphy have over 45 years of combined legal experience. We offer our legal skills and knowledge to guide you through the bankruptcy process so that you can move positively and constructively into the future with a clean financial slate. Whether you are declaring bankruptcy for yourself or for your business, we will answer all of your questions and address all of your concerns. We ensure that your legal paperwork is accurate and complete, so that your bankruptcy petition is not delayed or denied because of a mistake on your end. We also help you rebuild your credit after bankruptcy with sound financial advice and recommendations.

We Handle Personal and Business Bankruptcies

Personal bankruptcies are either “Chapter 7” or “Chapter 13” bankruptcies. If the language of bankruptcy is confusing to you, you’re not alone. Chapter 7 and Chapter 13 both refer to chapters in “Title 11” of the United States Code, the complete federal laws of the United States. The United States Code currently includes 53 titles. Title 11 is known as the U.S. Bankruptcy Code, the source of bankruptcy law in the United States. A Chapter 7 bankruptcy and a Chapter 13 bankruptcy are quite different kinds of procedures, but an attorney at Gillespie & Murphy will help you determine which type of bankruptcy best fits with your circumstances.

A Chapter 7 bankruptcy is mainly for those persons who do not have a regular monthly income or whose income is not sufficient to pay their debts. A Chapter 7 bankruptcy usually discharges most types of consumer and household debts. Only some specific, non-dischargeable debts such as student loans, child support payments, court fines and fees, and certain types of taxes are not covered by a Chapter 7 bankruptcy. Since 2005, the bankruptcy code has required a means test to determine if a bankruptcy candidate meets the basic criteria for a Chapter 7 bankruptcy. An attorney at Gillespie & Murphy can determine if you meet the requirements.

Most high-income individuals will find it difficult to qualify for a Chapter 7 bankruptcy. No means test is required for a Chapter 13 bankruptcy, but you will have to pay off your unsecured debts over three to five years. A Chapter 13 bankruptcy allows someone with a regular monthly income to design a plan to repay all or part of his or her debt. It combines your debts so that you make one monthly payment. The Chapter 13 process helps individuals and families restructure their debts, avoid foreclosures, and manage their spending. An attorney at Gillespie & Murphy can guide you through the Chapter 13 bankruptcy process.

Gillespie & Murphy also helps business owners with Chapter 11 business bankruptcies. When bankruptcy becomes a company’s only realistic option, an attorney at Gillespie & Murphy can help with the restructuring of the company’s debts and obligations. Often, a business bankruptcy means terminating leases, selling off properties, and paying creditors a percentage of their debt over time. At Gillespie & Murphy, we ensure that our Chapter 11 business bankruptcy clients fully understand the bankruptcy process and its requirements.

Meet Our Team

Attorney J. Allen Murphy has lived in Eastern North Carolina all his life, and he has more than 35 years of legal experience. He is a magna cum laude graduate of the North Carolina Central University School of Law, and he is a member of the North Carolina Bar Association and the Christian Legal Society. Attorney Lindsay Murphy Parker is also a graduate of the North Carolina Central University School of Law and a member of the North Carolina Bar Association. Attorney Jonathan Eric Friesen has been practicing law in North Carolina for 18 years. He is a graduate of the University of Nebraska College of Law, and he is also a member of the North Carolina Bar Association.

Backed by our Christian faith and a proven record of success, the legal team at Gillespie & Murphy handles bankruptcy matters for individuals, families, and business owners throughout Eastern North Carolina from our offices in Greenville, Jacksonville, New Bern, and Wilmington. If you are considering bankruptcy for yourself or your business, talk to us first. To learn more about bankruptcy in North Carolina – or to begin the bankruptcy process – contact a North Carolina bankruptcy attorney today by calling Gillespie & Murphy at (252) 636-2225.

Gillespie & Murphy, P.A.

320 Middle Street

New Bern, North Carolina 28560

(252) 636-2225

• Experience / Tranining :
• Practise Area :
• Certifications :

Is a debt collector harassing you with letters and rude phone calls? Are you facing a foreclosure on your home, or is your vehicle about to be repossessed? Are your obligations mounting, but you can’t even pay your monthly bills? These types of credit and debt difficulties are the last thing you and your loved ones need, but thousands of families in North Carolina – families like yours – face the same credit and debt difficulties. In many cases, the only way to resolve something with a creditor or a collection agency is to take the matter to a North Carolina bankruptcy attorney – an attorney at Gillespie & Murphy.

Who We Are

At Gillespie & Murphy, we are a Christian law firm dedicated to helping individuals and business owners throughout North Carolina find debt relief through bankruptcy. Our mission is to help those struggling with debt obtain peace of mind and a fresh financial start. We provide the complete range of bankruptcy services, and we guide individuals, families, and business owners through the complicated and often-confusing bankruptcy process. Financial distress is both physically and emotionally exhausting. We help you relieve your financial distress so that you can get back on a positive financial footing – and regain a positive outlook on life.

Our motto is simple: We listen, never judge. All of us at some point have experienced financial turmoil one way or another. If you are behind on credit card bills, mortgage payments, auto loans, or any other type of debt, reach out to us. Let our team of skilled North Carolina bankruptcy attorneys help you find the personalized solution that best fits your circumstances. Finding a team of attorneys who have helped others in similar situations is a reassurance that your case is in good hands.

The attorneys at Gillespie & Murphy have over 45 years of combined legal experience. We offer our legal skills and knowledge to guide you through the bankruptcy process so that you can move positively and constructively into the future with a clean financial slate. Whether you are declaring bankruptcy for yourself or for your business, we will answer all of your questions and address all of your concerns. We ensure that your legal paperwork is accurate and complete, so that your bankruptcy petition is not delayed or denied because of a mistake on your end. We also help you rebuild your credit after bankruptcy with sound financial advice and recommendations.

We Handle Personal and Business Bankruptcies

Personal bankruptcies are either “Chapter 7” or “Chapter 13” bankruptcies. If the language of bankruptcy is confusing to you, you’re not alone. Chapter 7 and Chapter 13 both refer to chapters in “Title 11” of the United States Code, the complete federal laws of the United States. The United States Code currently includes 53 titles. Title 11 is known as the U.S. Bankruptcy Code, the source of bankruptcy law in the United States. A Chapter 7 bankruptcy and a Chapter 13 bankruptcy are quite different kinds of procedures, but an attorney at Gillespie & Murphy will help you determine which type of bankruptcy best fits with your circumstances.

A Chapter 7 bankruptcy is mainly for those persons who do not have a regular monthly income or whose income is not sufficient to pay their debts. A Chapter 7 bankruptcy usually discharges most types of consumer and household debts. Only some specific, non-dischargeable debts such as student loans, child support payments, court fines and fees, and certain types of taxes are not covered by a Chapter 7 bankruptcy. Since 2005, the bankruptcy code has required a means test to determine if a bankruptcy candidate meets the basic criteria for a Chapter 7 bankruptcy. An attorney at Gillespie & Murphy can determine if you meet the requirements.

Most high-income individuals will find it difficult to qualify for a Chapter 7 bankruptcy. No means test is required for a Chapter 13 bankruptcy, but you will have to pay off your unsecured debts over three to five years. A Chapter 13 bankruptcy allows someone with a regular monthly income to design a plan to repay all or part of his or her debt. It combines your debts so that you make one monthly payment. The Chapter 13 process helps individuals and families restructure their debts, avoid foreclosures, and manage their spending. An attorney at Gillespie & Murphy can guide you through the Chapter 13 bankruptcy process.

Gillespie & Murphy also helps business owners with Chapter 11 business bankruptcies. When bankruptcy becomes a company’s only realistic option, an attorney at Gillespie & Murphy can help with the restructuring of the company’s debts and obligations. Often, a business bankruptcy means terminating leases, selling off properties, and paying creditors a percentage of their debt over time. At Gillespie & Murphy, we ensure that our Chapter 11 business bankruptcy clients fully understand the bankruptcy process and its requirements.

Meet Our Team

Attorney J. Allen Murphy has lived in Eastern North Carolina all his life, and he has more than 35 years of legal experience. He is a magna cum laude graduate of the North Carolina Central University School of Law, and he is a member of the North Carolina Bar Association and the Christian Legal Society. Attorney Lindsay Murphy Parker is also a graduate of the North Carolina Central University School of Law and a member of the North Carolina Bar Association. Attorney Jonathan Eric Friesen has been practicing law in North Carolina for 18 years. He is a graduate of the University of Nebraska College of Law, and he is also a member of the North Carolina Bar Association.

Backed by our Christian faith and a proven record of success, the legal team at Gillespie & Murphy handles bankruptcy matters for individuals, families, and business owners throughout Eastern North Carolina from our offices in Greenville, Jacksonville, New Bern, and Wilmington. If you are considering bankruptcy for yourself or your business, talk to us first. To learn more about bankruptcy in North Carolina – or to begin the bankruptcy process – contact a North Carolina bankruptcy attorney today by calling Gillespie & Murphy at (252) 636-2225.

Gillespie & Murphy, P.A.

320 Middle Street

New Bern, North Carolina 28560

(252) 636-2225

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Gillespie & Murphy, P.A. is a Christian law firm that focuses on helping clients get through bankruptcy and other financial hurdles. Our bankruptcy attorneys are well known in the Jacksonville NC area for their track record that dates back to 1991. Those who need a trusted attorney for bankruptcies should look no further and call us for help. Filing for bankruptcy is a difficult decision. It can be hard to find the right attorney who will help you get through this process without being judgmental or harsh. We understand that filing for bankruptcy isn’t easy, but it’s also not something you should do alone. Our team of Christian lawyers is here to help you navigate this process with compassion and understanding so that your family can move forward with financial freedom from overwhelming debt and stress about foreclosure or repossession. Our law firm is experienced with filings for chapter 7, chapter 12, chapter 13, and more. Are you struggling with debt? If you’re looking for an attorney who will listen to your needs and provide the best possible representation, we can help. Our bankruptcy lawyers have decades of experience helping people get back on their feet after financial hardship. You deserve relief from your burdensome debts so that you can focus on what matters most to you – your family, faith, and future. Contact us today for a free consultation about how we may be able to help. We provide an individualized approach so that our clients can get the best experience when dealing with their financial hardships. Gillespie & Murphy, P.A. 200 Valencia Drive, Suite 119, Jacksonville, NC 28546 (252) 636-2225

• Experience / Tranining :
• Practise Area :
• Certifications :

At Gillespie & Murphy, we are a Christian law firm dedicated to helping individuals and business owners throughout North Carolina find debt relief through bankruptcy. Our mission is to help those struggling with debt obtain peace of mind and a fresh financial start. We provide the complete range of bankruptcy services, and we guide individuals, families, and business owners through the complicated and often-confusing bankruptcy process. Financial distress is both physically and emotionally exhausting. We help you relieve your financial distress so that you can get back on a positive financial footing – and regain a positive outlook on life.

Our motto is simple: We listen, never judge. All of us at some point have experienced financial turmoil one way or another. If you are behind on credit card bills, mortgage payments, auto loans, or any other type of debt, reach out to us. Let our team of skilled North Carolina bankruptcy attorneys help you find the personalized solution that best fits your circumstances. Finding a team of attorneys who have helped others in similar situations is a reassurance that your case is in good hands.

The attorneys at Gillespie & Murphy have over 45 years of combined legal experience. We offer our legal skills and knowledge to guide you through the bankruptcy process so that you can move positively and constructively into the future with a clean financial slate. Whether you are declaring bankruptcy for yourself or for your business, we will answer all of your questions and address all of your concerns. We ensure that your legal paperwork is accurate and complete, so that your bankruptcy petition is not delayed or denied because of a mistake on your end. We also help you rebuild your credit after bankruptcy with sound financial advice and recommendations.

Is a debt collector harassing you with letters and rude phone calls? Are you facing a foreclosure on your home, or is your vehicle about to be repossessed? Are your obligations mounting, but you can’t even pay your monthly bills? These types of credit and debt difficulties are the last thing you and your loved ones need, but thousands of families in North Carolina – families like yours – face the same credit and debt difficulties. In many cases, the only way to resolve something with a creditor or a collection agency is to take the matter to a North Carolina bankruptcy attorney – an attorney at Gillespie & Murphy.

Gillespie & Murphy, P.A.

320 Middle Street

New Bern, North Carolina 28560

(252) 636-2225

GillespieMur

• Experience / Tranining :
• Practise Area :
• Certifications :

At Gillespie & Murphy, we are a Christian law firm dedicated to helping individuals and business owners throughout North Carolina find debt relief through bankruptcy. Our mission is to help those struggling with debt obtain peace of mind and a fresh financial start. We provide the complete range of bankruptcy services, and we guide individuals, families, and business owners through the complicated and often-confusing bankruptcy process. Financial distress is both physically and emotionally exhausting. We help you relieve your financial distress so that you can get back on a positive financial footing – and regain a positive outlook on life.

Our motto is simple: We listen, never judge. All of us at some point have experienced financial turmoil one way or another. If you are behind on credit card bills, mortgage payments, auto loans, or any other type of debt, reach out to us. Let our team of skilled North Carolina bankruptcy attorneys help you find the personalized solution that best fits your circumstances. Finding a team of attorneys who have helped others in similar situations is a reassurance that your case is in good hands.

The attorneys at Gillespie & Murphy have over 45 years of combined legal experience. We offer our legal skills and knowledge to guide you through the bankruptcy process so that you can move positively and constructively into the future with a clean financial slate. Whether you are declaring bankruptcy for yourself or for your business, we will answer all of your questions and address all of your concerns. We ensure that your legal paperwork is accurate and complete, so that your bankruptcy petition is not delayed or denied because of a mistake on your end. We also help you rebuild your credit after bankruptcy with sound financial advice and recommendations.

Attorney J. Allen Murphy has lived in Eastern North Carolina all his life, and he has more than 35 years of legal experience. He is a magna cum laude graduate of the North Carolina Central University School of Law, and he is a member of the North Carolina Bar Association and the Christian Legal Society. Attorney Lindsay Murphy Parker is also a graduate of the North Carolina Central University School of Law and a member of the North Carolina Bar Association. Attorney Jonathan Eric Friesen has been practicing law in North Carolina for 18 years. He is a graduate of the University of Nebraska College of Law, and he is also a member of the North Carolina Bar Association.

Backed by our Christian faith and a proven record of success, the legal team at Gillespie & Murphy handles bankruptcy matters for individuals, families, and business owners throughout Eastern North Carolina from our offices in Greenville, Jacksonville, New Bern, and Wilmington. If you are considering bankruptcy for yourself or your business, talk to us first. To learn more about bankruptcy in North Carolina – or to begin the bankruptcy process – contact a North Carolina bankruptcy attorney today by calling Gillespie & Murphy at (252) 636-2225.

Gillespie & Murphy, P.A.

320 Middle Street

New Bern, North Carolina 28560

(252) 636-2225

• Experience / Tranining :
• Practise Area :
• Certifications :