Any new or experienced driver will tell you their biggest fear is getting into a car wreck. From fender-benders to full-on collisions, the types of accidents you have and the injuries you sustained dictate how much compensation you are paid.
Depending upon injury and loss or damage to vehicles compensation could be the state minimum or it could be more. Again, it comes down to the injuries sustained and the damage to your vehicle. But, with the help of a Los Angeles car accident lawyer, you can rest easy knowing someone is fighting to make sure you get the max amount owed to you, and maybe enough money for a brand new Lexus.
When you are injured in a car wreck
the process of getting paid is as lengthy as it is arduous. So, while it is tempting to go it alone and deal with the insurance company alone; it is an unwise choice. You may ask why? Because chances are, you’re not a lawyer, and you don’t know what you deserve under the law. Insurance companies love to not payout, so if you find yourself in a wreck in the LA area, then please consult a Los Angeles car accident lawyer for a consultation and case review.
Compensation you should get after a car wreck
In terms of what compensation you should get after a car wreck, you should be compensated for the loss of your vehicle or repairs to the vehicle. Moreover, you should be compensated for any medical bills associated with your injuries and the cost of a rental vehicle or other expenses incurred by the loss of your vehicle and the injuries sustained such as lost wages.
When looking at monetary amounts, the state minimum insurance is required for all vehicles and breaks down to the following figures:
- Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum
- Property damage liability coverage: $5,000 minimum
- Uninsured motorist bodily injury coverage*: $15,000 per person / $30,000 per accident minimum
- Uninsured motorist property damage coverage*: $3,500 minimum
While it might sound like a lot of money, the minimum insurance payout would not be enough to pay your medical bills. An average trip to an emergency room is around $14,000. Also, your main medical insurance would be unlikely to cover any of the bills because they fall under your car insurance coverage. But, with the help of a Los Angeles car accident attorney, you can get the max amount of money you deserve! There is no way we can put a price on how much you should get. Every case is different and as such the compensation varies. Only an expert lawyer can tell you what you deserve so using a Los Angeles personal injury lawyer is a great idea for anyone who plans to fight an insurance company for what is rightful theirs. Don’t go it alone, call a lawyer now!